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Freelance Rate from Billable Capacity

Reverse an hourly quote that covers desired annual income and expenses. This is not a market-rate survey; excluding non-billable sales and administration time is essential to a meaningful estimate.

Numbers stay on your device. Nothing is sent to a server.

Not clock hours. Admin, sales, and sick days usually are not billed.

Software, insurance, hardware, accountant. Add them so the hourly rate funds them.

How to use this tool

Enter USD annual income and expenses, billable weekly hours and working weeks. Including holidays or non-billable work as invoiceable hours understates the required quote.

Results and examples

Hourly rate is (income + expenses)/(hours × weeks), and the day rate assumes eight hours. Tax or retirement savings are absent unless you include them in the expense allowance.

Worked example

USD 40,000 income plus USD 10,000 costs over 25 billable hours for 40 weeks requires USD 50 per hour.

Limitations

  • Demand, negotiation and collection risk are not assessed.
  • Tax and holiday costs appear only to the extent included in inputs.

Fields

FieldGuidance and constraints
Desired annual take-home targetAccepted range: 0–10000000 · Input step: 100
Billable hours per weekNot clock hours. Admin, sales, and sick days usually are not billed. · Accepted range: 0.5–80 · Input step: 0.5
Working weeks per yearAccepted range: 1–52 · Input step: 1
Annual business expensesSoftware, insurance, hardware, accountant. Add them so the hourly rate funds them. · Accepted range: 0–10000000 · Input step: 50

Data handling

Processing stays in the current browser tab; the site does not upload tool input for the calculation itself.

Sources

Frequently asked questions

Should I enter all forty work hours?

Use hours you can actually bill to clients.

How long is the quoted day?

The displayed day rate is eight times the hourly rate.

Related tools

You do not need to start over. Continue with the tool that fits your next step.

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